Bring your policies here. Run them from one app. Get matched to better coverage.
Snap a policy and we tell you on the spot whether we can take it over with one signature — or find you a replacement. Your wallet holds the policies CoverMatch takes care of, with live certificates and renewals that shop themselves.
Free to useLicensed agents in 23 statesWe never sell your data
From a photo of your policy to a better match.
Snap or forward any policy
Camera, PDF or email. Any carrier, any agent. We pull the carrier, limits and dates in seconds.
Run it all from your phone
Live certificates, renewal alerts, coverage gaps and contract checks — one wallet for every business you own.
Get matched when you want
Side-by-side quotes against what you have now. Buy in the app, or keep your carrier and switch servicing with one signature.
Stop digging through email for your insurance.
Most owners only find out what they're covered for when a landlord, client or claim forces the question. CoverMatch answers it on day one.
| The old way | CoverMatch | |
|---|---|---|
| Finding your policies | Search old emails | One wallet |
| Certificates | Call and wait | Seconds, always live |
| Lease requirements | Guess | Checked automatically |
| Renewals | Auto-renew blind | Re-shopped, you approve |
| Changing agents | Awkward phone calls | One e-signature |
Everything your insurance should already do for you.
Policy wallet
Every policy and document for every business you own.
Live certificates
Share by link or QR. Holders see current coverage and get change alerts.
Lease & contract checker
Upload it. See every insurance requirement and whether you meet it.
Ask anything
"Am I covered if…?" Plain-English answers, with a licensed agent one tap away.
Renewal autopilot
We re-shop before every renewal. You approve the winner.
Side-by-side matching
Quotes lined up limit by limit against what you have today.
Like your carrier? Keep it.
Move servicing to CoverMatch and unlock live certificates, renewal shopping and real answers — your coverage stays exactly the same.
How switching works →-
1
Tap "Switch to CoverMatch"on any eligible policy in your wallet.
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2
Sign once in the appWe prepare the paperwork for your carrier.
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3
Track it to doneEvery step shows in the app, start to finish.
Everything that switches on the day a policy moves here. All of it free.
Same carrier, same policy, same price. What changes is everything around it.
Live certificates
FREEShare proof of insurance by link, QR code, email or text. The holder's page shows today's coverage, updates itself when a policy changes, and tells them. Apple Wallet and Google Wallet passes included.
Renewal autopilot
FREEAbout sixty days before each renewal we prefill a quote request from your wallet, ask whether anything changed in one tap, and line the new quotes up beside the renewal. Nothing switches without your signature.
Changes handled from the app
FREEAdd a vehicle, driver, location or additional insured, ask for an endorsement or a cancellation. We send it to the carrier, chase it, and update the wallet and your certificates when it comes back.
Billing and cancellation alerts
FREEDue dates, Pay now links and reminders before each installment. A past-due or intent-to-cancel notice from the carrier reaches you the same day, with what to do about it.
Document vault
FREEEvery declarations page, endorsement, binder, audit and certificate in one searchable place. Forward a document to your private address and it files itself.
Ask anything, any hour
FREEPlain-English answers from your own policies, day or night, with a licensed agent one tap away whenever you want a person.
Policy explainer
FREEEach policy read into plain English: what it covers, the limits, what it excludes, and which blanket endorsements you already have for certificates.
Coverage score and gap alerts
FREEA score from 0 to 100 with the fixes that matter most, and an alert when a lease, a contract or a renewal leaves a gap.
Lease and contract checker
FREEUpload any lease, contract or vendor agreement. Every insurance requirement is pulled out with its clause and compared with what you carry.
Business roster
FREELocations, vehicles, drivers, equipment, payroll and revenue in one place, filled from your policies, with one tap to change any of them.
Subcontractor certificate tracker
FREESet what your subs must carry, invite them by link, and let the wallet check every certificate, chase the gaps and export the file for your own audit.
Team access
FREERoles for your office manager, bookkeeper and front desk, authorized signers for anything that needs a signature, and a log of who did what.
Payroll connection
FREELink your payroll system so payroll and headcount stay current and audits hold fewer surprises. Workers' comp can be billed pay-as-you-go through most payroll companies where the carrier offers it.
Premium audit helper
FREEReminders before the audit, a checklist of the records to gather, a running comparison of actual payroll to the estimate, and the audit statement explained.
Claims, routed in one tap
FREEThe carrier's claim line and online claim link for any policy, instantly, with the request logged so nothing is lost.
One wallet, every business, web and phone
FREEEvery business you own in one account, the same wallet on the website and in the app, in English or Spanish, with push, email or text when something needs you.
You never pay CoverMatch a fee. When a policy moves here, the carrier pays us the servicing commission it already pays today, from the same premium. The policy itself does not change.
Questions owners ask
Is CoverMatch free?
Yes. The wallet, coverage review and certificates are free. Carriers pay us when you buy or move a policy through us.
Can I add policies from another agent?
Upload any policy and we check it instantly. If the carrier is one we work with, one signature moves it to CoverMatch and it lands in your wallet. If not, the policy stays with your agent and we shop a replacement for you — your wallet only holds policies CoverMatch takes care of.
Is a real person involved?
Always available. Licensed agents review quotes and complex risks, and you can reach one from any screen.
Can I pay workers' comp as I go, through my payroll company?
Usually, yes. We work with most payroll companies: with carriers that offer pay-as-you-go, your workers' comp premium is billed from each actual payroll run instead of an annual estimate, so cash flow is smoother and there is less to settle at audit. Tick "pay as you go" on your quote request and we quote it that way wherever it is offered.